Is Investing in a Fidelity Gold IRA a Wise Idea?

Clients interested in investing in a precious metals IRA would benefit tremendously by taking advantage of the services provided by the institutional investor known as Fidelity Gold IRA. It’s a huge organization with nearly $5 trillion in assets and currently employs over 50,000 people.

While many people may recognize the brand name of Fidelity, they may not know that there are countless options out there for those seeking to make a gold IRA investment. Before we get into the Fidelity Gold IRA review, here’s a special offer that InvestingInGold.com, a precious metals publication, recently published regarding it’s most recommended gold IRA Company.

Before Investing In a Gold IRA – Consider This Offer

For a short period of time, the #1 company in the precious metals space is offering a never seen before promotion where they will match 10% of your order in FREE silver. This dollar-to-dollar offer is explained in their wealth protection kit, which is 100% free.

>>>>>Click Here to Request Your FREE 2022 Wealth Protection Kit <<<<<

Why Is This Company the Top Ranked Gold IRA Company?

  • 1,000’s of happy customers and BILLIONS in retirement Savings PROTECTED
  • A+ BBB Rating
  • 5 Time Inc 500 Winner
  • 2021 company of the year
  • No pressure sales team is education-oriented
  • 100% IRS Compliant Process

The organization has a number of different services that it provides for clients including investment advisors and wealth management, retail brokerage investing, individual or family retirement planning with account managers. The company operates on an international and national scale, and it’s considered one of the top groups in the investment industry offering gold IRA affiliated precious metals to their clients.

Fidelity focuses on helping individual investors receive a solid education and the correct financial advice for precious metals investing and retirement planning. Even better, the fees of fidelity are very straightforward regarding minimums and pricing, which is important when choosing a new precious metals provider. And they value their employees tremendously, making it very beneficial to work for this respectable group.

In fact, they even offer employee retirement plans including health benefits, stock options, and much more. They even provide asset management, workplace investing, and healthcare for the people who work for them.

The experienced team at Fidelity offers a number of different solutions for management firms via their experienced team. Some of the top services include technology products, custody services, and training to name a few. And some of their assets under management include Fidelity Workplace Investing, Fidelity Asset Management, Fidelity Digital Assets, and Fidelity Institutional.

They even have an investment wing called Fidelity Charitable, which makes it possible for the public to invest in their favorite donor organizations. With a charitable account, there aren’t any minimal contributions, investors do not have to maintain a frequency of performance, and you can invest in and out of the fund as it suits your needs.

Last but certainly not least, Fidelity is seriously focused on innovation. They have plans in place to develop new technology, create new ideas, use new terminology, and develop new techniques to improve investing strategies for the future. They open Fidelity labs, an applied technology center strictly focused on corporate development.

The Main Offerings at Fidelity

Fidelity focuses on providing a wide array of diverse investments for the customers that they do business with. This is the reason why this company has nearly $5 trillion worth of assets under management. They have many years of experience and a long history within the industry, and they use their success and credibility to their advantage by helping their clients and employees in the process. That’s why this company is currently reaching its peak right now.

Fidelity Go

Some people want automated investment opportunities, which is where Fidelity Go comes into the picture. This investing platform allows customers to choose and access different investments that they can pick according to their wants and needs. They don’t have to constantly look at their investments and hope that everything works for the better. The system is automated and it doesn’t require a minimum investment, which is great for smaller investors looking to invest within a brokerage account offered by Fidelity.

Personal Advice and Planning from Fidelity

Fidelity focuses on helping their customers advance toward their financial goals by providing them assistance with a Robo advisor. This advisor helps to coach customers and manage their account and it automatically helps to fix their investments.

There are a few avenues to the way fidelity lets customers plan. They have one area of help that allows customers to use programs to build wealth for their retirement. They also provide coaching, personal investment management, and the most flexible financial planning possible, which customers seem to appreciate.

Fidelity Wealth Management

For customers who prefer not to deal with a Robo advisor, they have the option to take advantage of the personal touch from an actual human being. This will make it possible to plan their retirement future by dealing with a dedicated advisor from Fidelity that will make it easy to position their investments properly. The advisor collaborates with the investor and helps them evolve and make changes as their personal situation demands. Personalized investment management and comprehensive planning are a big part of this wonderful investing package.

Fidelity Private Wealth Management

For those interested in this package, Fidelity customers will have access to a dedicated team that will develop and manage their wealth properly. These advisors consist of financial experts, development and wealth management planners, and more. They possess the discipline needed to help individuals become wealthy investors. This plan is only available to those who are ready to invest $2 million or more with fidelity. Clients also must have a $10 million net worth in assets to qualify for this level of investment.

For other options that require as low as $25,000 to start your gold IRA, check out this list published by InvestingInGold.com.

Fidelity DIY

This investing strategy is only available to individual investors with $250,000 or more. These investors gain access to research, tools, calculators, and other valuable assets that will help them create a successful investing strategy in a DIY fashion.

Fidelity as to particular DIY projects that they work diligently toward. The projects include brokerage investments and retirement IRAs. With a retirement IRA, the customer has the option to control their wealth however they deem necessary. They can rollover accounts or transfer money from one retirement account to another. With a brokerage account, customers have the option to invest in ETFs, stocks, bonds, and mutual funds.

Individual Retirement Accounts

For investors looking to make the most of tax efficient investing, they’ll definitely appreciate the benefits of a self-directed IRA account. As an example, IRA investors have the option of investing in mutual funds, stocks, ETFs, precious metals like gold, silver, platinum, and palladium, as well as cryptocurrencies.

Most employer plans like 401(k)s or 403(b)s from employers only give investors the ability to invest in stocks and bonds. An IRA allows investors to choose different alternative assets in conjunction with the help of their custodian.

For those interested in opening a self-directed IRA, they can invest in all sorts of investment opportunities including real estate, bonds, stocks, precious metals, cryptocurrencies, and more. Many investors love buying gold and other precious metals because it’s the best way to hedge against inflation and add more diversity to their investment portfolio.

Physical Precious Metals Investing

There are a number of ways to invest in physical precious metals including gold, silver, platinum, and palladium. They include the following:

401(k) Account

For this type of retirement account, investors do not have the option to purchase physical precious metals. They can buy them indirectly through mutual funds, stocks, and ETFs.

Gold Mutual Funds

In this particular case, a fund will invest in physical precious metals like gold, silver, platinum, and palladium. The investors will receive a distribution of their investment. But the investor doesn’t have the option to physically take possession of the precious metals, and the output of the investment is under their control either.

A good example of a gold mutual fund is Fidelity Select Gold Fund (FSAGX). The investments in the fund include investing in mines, exploration, and other avenues.

Gold ETFs

It’s easy to invest in gold ETFs as long as you have a brokerage account that allows you to buy stocks. Various ETFs represent gold and silver and other precious metals. In this particular case, you will only purchase digital investments and you never have the opportunity to take possession of physical gold or other precious metals with this investment strategy.

Gold IRA Rollover

it’s possible to take an existing account and roll it over into a self-directed IRA. Once you have an established self-directed IRA, you can use these funds to purchase physical precious metals to invest in your retirement future. There is no minimum amount to invest using this strategy. The majority of companies do not charge IRA rollover fees either. To make this happen, you need a custodian, precious metals dealer, and a depository before you can begin.

Precious Metals IRA

This is another name for a self-directed IRA. This account gives investors the ability to purchase physical precious metals for their retirement including silver and gold. Or if you prefer going a different route, you can invest in gold futures, gold stocks, gold mutual funds, or ETFs that are gold-backed. All of these investment options are worth your while.

The other beautiful thing about a precious metals IRA as it is a tax-deferred investment opportunity. The bulk of the investors out there will only tell you to invest 5%-10% of your total portfolio into physical precious metals like gold. No matter the percentage you choose, we definitely recommend taking advantage of the tax-deferred opportunity while purchasing physical precious metals within a precious metals IRA account.

Fidelity Precious Metals IRA

When doing business with fidelity, investors have the opportunity to buy gold, silver, platinum, and palladium in the form of physical precious metals, as well as other items that are gold-back. The beauty of this account as you only have to purchase the precious metals that you’re interested in buying within the retirement account.

Opening a gold IRA is a great way to begin investing in your retirement future with alternative assets. Fidelity will help you invest in every one of the types of precious metals. The IRS only allows investors to purchase certain precious metals that meet specific purity levels and fineness requirements. There may only be a handful of select investments to choose from, but these valuable options are definitely worth your while. Fidelity allows their investors to purchase gold and other investment products in self-directed IRAs.

Get started with fidelity today by opening a self-directed IRA account as soon as possible. They have a wide range of precious metals to purchase after you fund your new account.


Gold Bullion Investments

  • Gold American Buffalo Coins – these coins have precious metals IRA approval from the IRS and they are available and 1-ounce coins and other denominations.
  • American Eagle Gold Coins – these coins are produced by the US Mint and contain eight gold purity levels of 91.6%.
  • Gold Australian Kangaroo Coins – these coins come directly from the Perth mint and their gold purity level is 99.9%. Their face value ranges from 10-100 AUD.
  • Austrian Philharmonic Gold Coins – these gold bullion coins are incredibly beautiful and investors love the amazing images portrayed on them. There is a gorgeous picture of the Philharmonic Orchestra that it’s incredibly attractive.
  • Canadian Maple Leaf Gold Coins – these bullion coins are very popular to say the least, and their gold purity level consists of 99.99% pure gold.
  • South African Gold Krugerrand – this coin has received IRS approval for precious metals IRAs. The purity level is 91.6% pure.
  • Gold Bars – there are a wide range of different types of Gold bars from a number of popular mints throughout the world. Their sizes range anywhere from a kilogram to a 400-ounce gold bar.

Silver Bullion Investments

  • American Eagle Silver Coins – this popular American investment contains the physical precious metal silver in a consists of a 99.9% purity level.
  • Australian Kookaburra Silver Coins – this coin comes directly from the Perth Mint and the overall purity level is 99.9% pure silver.
  • Canadian Maple Leaf Silver Coins – this coin passes the IRS requirements and it’s a very similar coin to the gold version of the Canadian Maple leaf.
  • Silver Bars – they come in sizes including 1 ounce, 10 ounces, 100 ounces, and 1000 ounces.

Platinum Bullion Investments

  • American Eagle Platinum Coins – this platinum coin contains 99.95% purity and it’s made by the US Mint.
  • Canadian Maple Leaf Platinum Coins – these Canadian coins meet the IRS rules and regulations and contain a purity level of 99.95%.
  • Platinum Bars – platinum bars come in a wide range of sizes including 10-ounce bars, 1-ounce bars, and 50-ounce platinum bars.

Palladium Bullion Investments

  • Canadian Maple Leaf Palladium Coins – very few mints make Palladium coins, but the Canadians have a beautiful platinum Maple leaf with a purity level of 99.95%.
  • Palladium Bars – Fidelity Gold IRA accounts can purchase varying Palladium bars of multiple sizes including 1-ounce bars, 10-ounce bars, and 100-ounce bars.

Other Fidelity Gold IRA Investment Opportunities

Fidelity wants their customers to have access to as many investment opportunities as possible. This is why they make it easy to purchase paper precious metals as part of their retirement investment strategy. They also have the option to purchase gold-backed investments as well. In the following strategies, you will not own physical precious metals, but the investments will be based on them nonetheless.

Exchange Traded Funds (ETF’s)

Clients have the opportunity to invest in ETFs that are gold-back but they cannot take possession of the underlying commodity. Popular gold ETFs include:

  • Swiss Gold Shares
  • iShares, Comex Gold Trust
  • SPDR Gold Trust

The ETF shared above provides long-term investment opportunities. There are also specific tax consequences that investors should learn about.

Precious Metals Mutual Funds

Fidelity provides its customers with a wide range of precious metals mutual funds. Some of their more popular options include:

  • Wheaton Precious Metals ORD SHS
  • A-Mark Precious Metals ORD SHS
  • BRDN Physical Precious Metals Basket Shares ETF
  • iShares Gold Trust
  • US Global Go Gold and Precious Metals Miners ETF
  • Franklin Gold And Precious Metals Fund, CL A
  • ASA Gold and Precious Metals Ltd.

Gold IRA Fidelity Investing

Some important things to note about this investing strategy include:

  • Investors can purchase high premium physical gold
  • Portfolios are insured up to $1 million
  • Fidelity doesn’t charge their customers to liquidate physical precious metals

Final Thoughts

Fidelity has served over 40 million customers around the globe. They’ve supported 3600 advisory companies and 23,000 businesses looking to invest in different products and new technologies.

The company has a wide range of diverse investment strategies as well as numerous ways to make precious metals transactions. This gives Fidelity the chance to stand out as a valuable company to work with four long-term retirement investin

The news and editorial staff of Sound Publishing, Inc. had no role in the preparation of this post. The views and opinions expressed in this sponsored post are those of the advertiser and do not reflect those of Sound Publishing, Inc.

Sound Publishing, Inc. does not accept liability for any loss or damages caused by the use of any products, nor do we endorse any products posted in our Marketplace.